Housing Loan Information

Residential Home Loan Regulations (MAS)

First LoanSecond LoanThird Loan
Loan TenureUp to 30 years31-35 yearsUp to 30 years31-35 yearsUp to 30 years31-35 years
AgeAge used to calculate loan tenure, will be based on income-weighted
Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75
Maximum LTV Limit75%55%55%45%25%25%35%15%15%
20% (non-individuals)
Minimum Cash Down-Payment5%10%10%25%25%25%25%25%25%
Guarantors / Co-borrowersAll Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing RatioN/A
Total Debt Servicing Ratio55%
Stress Test Interest Rate4.75%
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Welcome to Sceneca Residence 景乐苑 !
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☘️ Sceneca Residence 景乐苑☘️ !

Over 65% SOLD!

😍 YOUR GATEWAY TO THE WORLD 2 MRT STOPS AWAY

🤩 MOST AFFORDABLE MIXED DEVELOPMENT STARTING FROM $1,933 PSF!!

1BR SOLD
1BR + Study SOLD
2BR SOLD
2BR + Study SOLD
3BR Classic from $1,865,000
3BR Deluxe from $2,148,000
3BR Grande from $2,342,000
3BR Premium from $2,350,000
4BR from $3,046,000
4BR Penthouse from $5,158,000

✅ Direct link to Tanah Merah MRT Interchange
✅ Possibly the lowest $psf new launch condo in 2023
✅ Rare Mixed Development
✅ 268 beautiful units with efficient layout
✅ Proximity to good food, malls and convenience
✅ Great rental catchment location

Do not miss this rare development that ticks many boxes

Make your Appointment now, will be more than happy to show you around!


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